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Best Fixed Deposit Promos Malaysia 2026

BY Team Loanstreet

Updated 06 May 2026




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[Last update: 06 May 2026]


Are you interested in the latest Fixed Deposit Promos in Malaysia? Want to get the most out of your hard-earned money? Well then, this article is for you. Here's the list of the most recent Fixed Deposit promotions. 
 

Fixed Deposit is a type of investment account that allows you to invest a lump of money for a fixed time period and at a fixed rate of interest. It's quite popular because it's known to be risk-free and has higher interest rates when compared to a regular savings account. This is because it's calculated on a yearly basis, unlike a savings account which is calculated on a daily basis. The tenure of the fixed deposit account can also affect the interest rate - the longer the tenure, the higher the interest rate is given. 


NOTE: Should there be an Overnight Policy Rate (OPR) change, the Promotional Rate may be revised.
 

What's covered in this article?


Bank & Promotion Interest Rate Minimum Maximum Tenure Promotion Period Remarks
AFFIN Bank

Term Investment AFFIN (TIA)
Campaign
3.83% p.a. RM 10,000 N/A 12 months 28 April
2026
-
31 May
2026
-
Alliance Bank

Alliance Privilege
Banking Promotion
3.85% p.a. RM 10,000 RM 300,000 6 months 1 April
2026
-
30 June
2026
-
AmBank

eFixed Deposit / e-Term Deposit-i
Campaign
3.65% p.a. RM 1,000 N/A 12 months 1 April
2026
-
31 May
2026
Using SAVE
reward codes
Be U by Bank Islam

TD-i Advance 2026
Campaign
3.88% p.a. RM 1,000 N/A 12 months 13 February
2026
-
30 June
2026
Only via
Be U App
CIMB Bank

TIA-i Campaign
3.70% p.a. RM 1,000 N/A 12 months 1 April
2026
-
28 May
2026
-
Maybank

e-Islamic
Fixed Deposit-i
3.55% p.a. RM 1,000 N/A 12 months 1 May
2026
-
30 June
2026
Fresh funds only
MBSB Bank

Term Deposit-i
Campaign
3.75% p.a. RM 1,000 N/A 12 months 8 April
2026
-
31 May
2026
Fresh funds only
Public Bank

eFD via FPX
Campaign
3.60% p.a. RM 5,000 RM 2 million 12 months 1 April
2026
-
30 June
2026
-
RHB Bank

Commodity Murabahah
Deposit-i Promotion
3.65% p.a. RM 5,000 N/A 12 months 20 April
2026
-
31 May
2026
-
Standard Chartered

Fixed Deposit/Term Deposit-i
Campaign
3.60% p.a. RM 30,000 N/A 12 months 1 April
2026
-
30 June
2026
Fresh funds only

 

What do you have to do if you are interested?

 

If you're interested in any of the fixed deposit promotions above, please contact the respective bank to get started. Don’t forget to check this article from time to time for the latest fixed deposit promotions. Also, share it with your friends so they can start making some extra money too.

Besides the promotions listed above, you can also check out our fixed deposit rates page here (from all the banks in Malaysia), which is updated daily. Happy investing!


*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

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Team Loanstreet

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