Best Fixed Deposit Promos Malaysia 2026

Here are the Best Fixed Deposit Promos in Malaysia 2026

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[Last update: 11 March 2026]

Are you interested in the latest Fixed Deposit Promos in Malaysia? Want to get the most out of your hard-earned money? Well then, this article is for you. Here's the list of the most recent Fixed Deposit promotions.

Fixed Deposit is a type of investment account that allows you to invest a lump of money for a fixed time period and at a fixed rate of interest. It's quite popular because it's known to be risk-free and has higher interest rates when compared to a regular savings account. This is because it's calculated on a yearly basis, unlike a savings account which is calculated on a daily basis. The tenure of the fixed deposit account can also affect the interest rate - the longer the tenure, the higher the interest rate is given.

NOTE: Should there be an Overnight Policy Rate (OPR) change, the Promotional Rate may be revised.

What's covered in this article?

Bank & Promotion	Interest Rate	Minimum	Maximum	Tenure	Promotion Period	Remarks
Alliance Bank Privilege Welcome Promo	3.75% p.a.	RM10,000	RM300,000	6 months	01 March 2026 - 30 April 2026	-
AmBank eFixed Deposit / e-Term Deposit-i Campaign	3.68% p.a.	RM1,000	N/A	12 months	04 March 2026 - 31 March 2026	Using RAYA reward codes
Bank Muamalat FTA-i Prosper+ Combo	3.68% p.a.	RM8,888	-	12 months	01 January 2026 - 31 March 2026	Requires Muamalat Gold-i purchase
Be U by Bank Islam Term Deposit-i Campaign	3.88% p.a.	RM1,000	-	12 months	13 February 2026 - 31 March 2026	Only via Be U app
Bank Islam Term Deposit-i 2025 Campaign	3.65% p.a.	RM10,000	-	12 months	06 October 2025 - 31 March 2026	-
Bank of China 2026 Fixed Deposit Promotion	3.60% p.a.	RM10,000	RM500,000	12 months	02 January 2026 - 30 April 2026	Fresh funds only
CIMB Bank Term Investment Account-i (TIA-i) January 2026 Campaign	3.55% p.a.	RM1,000	-	12 months	21 January 2026 - 31 March 2026	-
Maybank e-Islamic Fixed Deposit-i Kongsi Raya Campaign FY2026	3.55% p.a.	RM1,000	-	12 months	01 March 2026 - 30 April 2026	-
MBSB Bank Term Deposit-i Raya Campaign	3.70% p.a.	RM1,000	-	12 months	03 February 2026 - 30 April 2026	Fresh funds only
Public Bank eFD via FPX Campaign	3.50% p.a.	RM5,000	RM2 million	12 months	01 January 2026 - 31 March 2026	-
Standard Chartered Fixed Deposit / Term Deposit-i Campaign	3.50% p.a.	RM30,000	RM1 million	12 months	01 October 2025 - 31 March 2026	Non-Priority capped at RM200,000

What do you have to do if you are interested?

If you're interested in any of the fixed deposit promotions above, please contact the respective bank to get started. Don’t forget to check this article from time to time for the latest fixed deposit promotions. Also, share it with your friends so they can start making some extra money too.

Besides the promotions listed above, you can also check out our fixed deposit rates page here (from all the banks in Malaysia) which is updated daily. Happy investing!

*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

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