Fixed Deposit Promotions:
| Bank & Promotion | Interest Rate | Minimum | Maximum | Tenure | Promotion Period | Remarks |
|---|---|---|---|---|---|---|
| Affin Bank (eFD/eTD-i Campaign) |
Up to 3.30% p.a. | RM10,000 | RM200,000 | 3 to 12 months | 01 August 2025 - 31 August 2025 |
Placement via AffinAlways online only |
| Al Rajhi Bank (Special Term Deposit-i via MY alrajhi) |
Up to 3.80% p.a. | RM500 | RM500 million | 3 to 9 months | 25 June 2025 - 31 August 2025 |
App-only placement |
| Al Rajhi Bank (Affluent Commodity Murabahah TD-i) |
Up to 4.00% p.a. | RM300,000 | RM250 million | 6 months | 01 July 2025 - 31 August 2025 |
Branch or RM placement |
| Alliance Bank (Privilege Welcome Promo) |
Up to 3.90% p.a. | RM10,000 | RM300,000 | 6 months | 01 April 2025 - 30 September 2025 |
For new Privilege customers only |
| Alliance Bank (Personal Welcome Promo) |
Up to 3.90% p.a. | RM10,000 | RM100,000 | 6 months | 01 April 2025 - 30 September 2025 |
For new Personal customers only |
| AmBank (eFD / e-TD-i Campaign) |
Up to 3.60% p.a. | RM1,000 | - | 3 to 10 months | 14 July 2025 - 31 August 2025 |
Use BEST3/6, HOT10 codes |
| Bank Islam (TDT Advance Campaign) |
Up to 3.75% p.a. | RM10,000 | - | 6 to 12 months | 10 July 2025 - 31 August 2025 |
- |
| CIMB Bank (eFD-i 2025 Campaign) |
Up to 3.45% p.a. | RM1,000 | - | 4 to 7 months | 11 July 2025 - 14 August 2025 |
- |
| Hong Leong Bank (eFD/eFD-i Promotion) |
Up to 3.45% p.a. | RM1,000 | Subject to transfer limit | 3 to 12 months | 01 July 2025 - 14 August 2025 |
Fresh funds only |
| HSBC (Everyday Global TD/-i Campaign) |
Up to 4.28% p.a. | RM50,000 | Premier: RM300k Elite: RM1m |
6 months | 01 July 2025 - 30 September 2025 |
Premier / Elite only |
| Bank Muamalat (FTA-i Bonus Booster) |
Up to 3.75% p.a. | RM10,000 | - | 6 to 12 months | 24 July 2025 - 31 December 2025 |
- |
| MBSB Bank (Term Deposit-i Campaign) |
Up to 3.75% p.a. | Fresh: RM1,000 Rollover: +RM1,000 |
- | 3 to 12 months | 05 August 2025 - 30 September 2025 |
Branch placement only |
| OCBC Bank (Fixed Deposit/-i Promotion) |
Up to 3.58% p.a. | RM1,000 | Premier: RM1.5m Non-Premier: RM200k |
6 months | 01 August 2025 - 31 October 2025 |
- |
| Public Bank (Special Fixed Deposit Campaign) |
Up to 3.45% p.a. | RM5,000 | RM10 million | 3 to 12 months | 10 July 2025 - 30 September 2025 |
Fresh funds only |
| RHB Bank (Term Deposit / e-Term Deposit Promo) |
Up to 3.50% p.a. | Term: RM5,000 e-Term: RM20,000 |
- | 6 months | 28 July 2025 - 31 August 2025 |
e-Term via FPX, Term via OTC |
| Standard Chartered (Fixed Deposit / Term Deposit-i Campaign) |
Up to 3.50% p.a. | RM30,000 | Priority Private: RM3m Priority Banking: RM1m Non-Priority: RM200k |
12 months | 01 August 2025 - 30 September 2025 |
Fresh funds only |
Deposit Bundled Promotions:
| Bank & Promotion | Interest Rate | Minimum | Maximum | Tenure | Promotion Period | Remarks |
|---|---|---|---|---|---|---|
| Alliance Bank (FDINVT Campaign – For Alliance Privilege customers) |
3-month tenure: Unit Trust / FD Ratio (1:1): 7.50% Retail Securities / FD Ratio (3:1): 6.50% Structured Investment / FD Ratio (3:1): 6.50% |
Unit Trust: RM10,000 or 10,000 foreign currency Retail Securities: RM250,000 or 150,000 foreign currency Structured Investment: RM50,000 |
- | 3 months | 05 May 2025 – 31 March 2026 | For Alliance Privilege customers only |
| Alliance Bank (Bancassurance Fixed Deposit Bundle – For Alliance Privilege customers) |
3-month tenure: 4.50% (min annualised premium RM25,000) 6-month tenure: 5.50% (min annualised premium RM50,000) |
RM1,000 | - | 3 or 6 months | 01 August 2025 – 30 September 2025 | For Alliance Privilege customers only |
| BSN (Term Deposit-i Bundle with BSN SSP) |
6-month tenure: BSN TD-i / BSN SSP Ratio (70:30): 5.15% | BSN Term Deposit-i: RM3,500 BSN SSP: RM1,500 |
- | 6 months | 01 August 2025 – 31 December 2025 | - |
| Hong Leong Bank (Bancassurance Fixed Deposit Promotion) (Islamic BancaTakaful Fixed Deposit-i Promotion) |
1 month: 10.03% 3 months: 8.03% 12 months: 5.03% |
RM1,000 1-month tenure: Insurance/Takaful Annual Premium / FD Ratio (1:0.5) 3/12-month tenure: Ratio (1:1) |
Subject to T&Cs | 1, 3 or 12 months | 14 July 2025 – 30 September 2025 | Fresh funds only |
| RHB Bank (Bancassurance / BancaTakaful – FD / Commodity Murabahah Deposit-i Campaign) |
3 months: Up to 12.88% 6 months: Up to 8.38% |
Up to RM1,000,000 upon sign-up of RHB Life Protection Plans / Family Takaful Solutions | - | 3 or 6 months | 01 July 2025 – 30 September 2025 | Fresh funds only |
| RHB Bank (Investment & Term Deposit Bundle) |
1 month: 9.25% 3 months: 5.45% |
Unit Trust + FD / Commodity Murabahah Deposit-i: RM30,000 Amanah Saham Nasional Berhad: RM10,000 Direct Bond/Sukuk + FD / Commodity Murabahah Deposit-i: RM83,333 Structured Investment + FD / Commodity Murabahah Deposit-i: RM16,666 |
- | 1 or 3 months | 01 July 2025 – 30 September 2025 | Fresh funds only |
What do you have to do if you are interested?
If you're interested in any of the fixed deposit promotions above, please contact the respective bank to get started. Don’t forget to check this article from time to time for the latest fixed deposit promotions. Also, share it with your friends so they can start making some extra money too.
Besides the promotions listed above, you can also check out our fixed deposit rates page here (from all the banks in Malaysia) which is updated daily. Happy investing!
*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.
ALSO READ:
