Maybank 2 Gold Cards by Maybank

Product Highlights

Earn 5% Cash Back

Use your Maybank 2 American Express Card on weekends on all transactions to earn 5% cash back!

Up To 5X Maybank TreatsPoints

Earn 5X Maybank TreatsPoints on your Maybank 2 American Express card and 1X Maybank TreatsPoints on your Maybank 2 MasterCard Visa Card for all spending!

Features

Cash Back

Cash Back Category	Cash Back Rate	Monthly Cap	Spend
All Transactions	5%	RM 50	Any amount monthly only on weekends*

*Using Maybank 2 American Express Card

Rewards

Earn	Spent In
5x TreatsPoints Per RM 1	Local and overseas transactions*
5x TreatsPoints Per RM 1	Petrol transactions capped at RM 500 per transaction*
1x TreatsPoints Per RM 1	Transactions with Maybank 0% EzyPay Instalment Plan, at education institutions, insurance providers and utilities*
1x TreatsPoints Per RM 1	Petrol transactions above RM 500*
1x TreatsPoints Per RM 1	Local and overseas transactions**

*Using Maybank 2 American Express Card

**Using Maybank 2 MasterCard / Visa Card

TreatsPoints expire in 3 years
No TreatsPoints will be rewarded at government bodies

Balance Transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	0.5% p.a. with no one-time upfront handling fee	From RM 1,000
9 Months	0.75% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	0% p.a. with 3% one-time upfront handling fee	From RM 1,000
24 Months	0.375% p.a. with no one-time upfront handling fee	From RM 2,000
36 Months	0.413% p.a. with no one-time upfront handling fee	From RM 2,000

Maybank Ezy Pay

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with no one time upfront handling fee	From RM 50
12 Months	0% p.a. with no one time upfront handling fee	From RM 50
18 Months	0% p.a. with no one time upfront handling fee	From RM 50
24 Months	0% p.a. with no one time upfront handling fee	From RM 50
30 Months	0% p.a. with no one time upfront handling fee	From RM 50
36 Months	0% p.a. with no one time upfront handling fee	From RM 50

Only applicable for participating merchants

Maybank Ezy Pay Plus

Pay Over	With Interest Rate At	When You Spend
6 Months	9% p.a. with no one-time upfront handling fee	From RM 500 up to RM 30,000
12 Months	9% p.a. with no one-time upfront handling fee	From RM 500 up to RM 30,000
18 Months	9% p.a. with no one-time upfront handling fee	From RM 3,000 up to RM 30,000
24 Months	9% p.a. with no one-time upfront handling fee	From RM 5,000 up to RM 30,000

Fees and Charges

Annual Fee For Primary Card	Free
Annual Fee For Supplementary Card	Free
Minimum Monthly Payment	RM 25 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 10 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 30,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone

Apply for Maybank 2 Gold Cards by Maybank