Hong Leong Emirates World Elite Card by Hong Leong Bank

Get 150,000 Skywards Miles + 10,000 Skywards Miles (Anniversary Bonus) when you spend RM300,000 in a year.

Enjoy Skyward Miles Welcome Bonus and Anniversary Bonus of 10,000 Miles each.

Enjoy complimentary Emirates Lounge access in Kuala Lumpur and Golf Privileges worldwide.

Earn	Spent In
2.5 Miles Per RM 4	Emirates Transaction
1.75 Miles Per RM 4	Overseas Transaction (non-Malaysia Ringgit)
1 Miles Per RM 4	Local transaction (Malaysia Ringgit)

Pay Over	With Interest Rate At	When You Spend
12 Months	0% Instalment	From RM1,000 on Retail Transaction

Pay Over	With Interest Rate At	When You Spend
6 Months	8.99% p.a. with no one-time upfront handling fee	From RM 500
12 Months	8.99% p.a. with no one-time upfront handling fee	From RM 1,000
18 Months	8.99% p.a. with no one-time upfront handling fee	From RM 1,000
24 Months	8.99% p.a. with no one-time upfront handling fee	From RM 2,000
36 Months	8.99% p.a. with no one-time upfront handling fee	From RM 2,000

Annual Fee For Primary Card	RM 1,800
Annual Fee For Supplementary Card	Free
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Minimum Annual Income	RM 250,000
Minimum Age For Primary Card	21 to 65 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone

Apply for Hong Leong Emirates World Elite Card by Hong Leong Bank