CIMB World MasterCard by CIMB Bank

Product Highlights

2X Bonus Points

Earn 2 Bonus Points for every RM1 you spend on overseas retail transactions and 1 Bonus Point for every RM1 spent locally.

Complimentary Green Fees

Enjoy complimentary green fees up to 4 times per year at some of the world's renowned golf courses in Malaysia, Singapore and Indonesia.

World MasterCard Benefits

Being a WORLD MasterCard cardmember brings you a host of privileges, as part of a world-renowned and well-respected name. Enjoy the freedom & exuberance.

Features

Rewards

Earn	Spent In
2 Bonus Points Per RM 1	Overseas retail transactions
1 Bonus Point Per RM 1	Local retail transactions

Your CIMB Bonus Points expire in 3 years.
Combine points from your primary and supplementary cards to earn points even faster!

Convert Bonus Points Into Air Miles

Convert	Redeem
10,000 Bonus Point	1,000 Enrich Miles
8,000 Bonus Point	1,000 AirAsia BIG Points

Cimb Balance Transfer Plan

Pay Over	With Interest Rate At	When You Transfer
6 Months	5.99% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	7.99% p.a. with no one-time upfront handling fee	From RM 1,000

Cimb 0% Easy Pay

Pay Over	With Interest Rate At	When You Spend
12 Months	0% p.a. with no one-time upfront handling fee	From RM 50
24 Months	0% p.a. with no one-time upfront handling fee	From RM 50
36 Months	0% p.a. with no one-time upfront handling fee	From RM 50

Fees and Charges

Annual Fee For Primary Card	Free
Annual Fee For Supplementary Card	Free
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 15 or 5% of the withdrawn amount, whichever is higher.
Interest Rate On Cash Withdrawals	18% p.a.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 90,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Malaysians only

Apply for CIMB World MasterCard by CIMB Bank